FHA Loans

FHA Loans are helpful for low-to-moderate income borrowers, because they may require a lower minimum down payment and credit scores than many conventional loans.

FHA Loans are insured by the Federal Housing Administration and issued by an FHA-approved lender.


  • Require lower down payments and credit scores
  • Good option for low income people or people with bad credit


  • Stringent application requirements
  • More limits than conventional loans
  • Requires two types of mortgage insurance payments -- Upfront Mortgage Insurance Premium and an Annual Mortgage Insurance Premium (charged monthly)

Learn More

There are complex rules and regulations with FHA loans, and not all lenders are licensed to offer this program. Call us at 443-398-0711 or click the button below for a free mortgage consultation, and we will help you figure out if an FHA loan is right for you.

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